Just because you already own a home doesn’t mean that you can’t refinance to get yourself better rates – potentially saving thousands of dollars. Contact us today to find out how.
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Lower Monthly Payments

Home Refinance

In the VA Loan program, qualified homeowners are able to lower their monthly mortgage payments by refinancing at lower rates. Further, you can actually get cash back when you refinance a VA Loan and use this to pay other debts or make upgrades to your home. The two programs that currently help those with a VA Loan to refinance are the VA Cash Out Refinance Program and the VA Streamline Refinance Program. When you are looking to refinance, be sure to select the right program for you.


The VA Streamline (IRRRL) Refinance, which is commonly referred to as simply “Streamline,” is for those who wish to benefit from lower interest rates and save money over time. The best part is that this refinance option is cheap or free to complete and do not take a lot of paperwork to complete. In order to do a Streamline refinance, you must have already had a VA Loan.

The Cash Out Refinance is for both conventional and VA Loan borrowers. Here, you can use the equity you’ve built in your home to get money to pay for emergencies or any other debts that you have.

Am I eligible?

Overall, it is common to be accepted for a VA refinance if you served over 90 consecutive days in wartime or over 181 days during peacetime. Reservists and National Guard members have to have served more than 6 years. Note that surviving spouses whose significant other died in service may also qualify. The same goes for those whose spouses died from a service-related disability.

Call Us

If you are ready to start the process of getting a VA Home Loan, then just pick up the phone and call us today at 909.917.1717. We’d love to help you purchase your first or next home.

Meet Us

If you would like to schedule a private, no obligation, one-on-one consultation at our office, then call us today and we will set up a time and date that works the best for you.

Ask Us

Not sure if you qualify for a VA Loan? Need clarification on the process? Or if you have just any questions for us, don’t hesitate to pick up the phone and call us now at 909.917.1717.

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